ADVENTURE ONE YOUTH PROGRAM AGREEMENT AND DISCLOSURE
Definitions
Acceptance of the Agreement
High Point FCU requires that all visitors to this site review, abide by, and agree to be bound by all of the terms, conditions and policies as outlined in our ADVENTURE ONE YOUTH PROGRAM AGREEMENT AND DISCLOSURE, our COPPA PRIVACY POLICY, and our DIRECT NOTICE DOCUMENT. By accessing this site, you are acknowledging your acceptance of this agreement.
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Children's Privacy
High Point FCU is committed to protecting the privacy of children who use our sites and applications. High Point FCU's COPPA Privacy Policy explains our information collection, disclosure, and parental consent practices with respect to information provided by children under the age of 13. That policy is in accordance with the U.S. Children’s Online Privacy Protection Act (“COPPA”) and outlines our practices in the United States regarding children’s personal information. For more information about COPPA and general tips about protecting children’s online privacy, please visit the Federal Trade Commission’s guidelines on Protecting Your Child’s Privacy Online currently set forth at: https://www.consumer.ftc.gov/articles/0031-protecting-your-childs-privacy-online
High Point FCU's COPPA Privacy Policy is intended to supplement the information appearing in our general Privacy Policy set forth at: https://www.highpointfcu.com/wp-content/uploads/2023/07/Privacy-03119299-DXPP0-P-1-061423-DXPP02-E.pdf .
Enrollment and Termination
The use of Adventure One Youth Program requires enrollment by a parent or legal guardian. You can terminate your access to Adventure One Youth Program within the app. You will continue to be liable and obligated under this agreement if any transactions or payments you have previously authorized or instructed to be completed prior to termination.
High Point FCU may suspend or terminate Adventure One Youth Program access at its discretion on any account. High Point FCU may change the options or services within Adventure One Youth Program without advance notice.
Disputes and Member Liability
Please refer to High Point FCU’s Membership and Account Agreement and Electronic Funds Transfer Agreement and Disclosure, which is incorporated herein by this reference, for further information regarding disputes and member liability.
General Terms & Conditions
Please read the following terms and conditions carefully. They govern your access and use of the Adventure One Youth Program application. By accessing or using this service, you agree to be bound by these terms and conditions and accept them in full, as they may be modified by High Point FCU from time-to-time and posted on our website at https://www.highpointfcu.com/.
No Warranties. Although High Point FCU attempts to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the "Contents") on the service, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. THE SERVICE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE SERVICE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE SERVICE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. AS NOTED BELOW, HIGH POINT FCU ALSO MAKES NO REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO ANY SERVICE OPERATED BY A THIRD PARTY.
Without Limitation as to the Foregoing, in Regard to Limitation of Liability. IN NO EVENT WILL HIGH POINT FCU OR THEIR RESPECTIVE EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF THE SERVICE OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS SERVICE OR ANY SERVICE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS SERVICE OR ANY OTHER SERVICE, EVEN IF HIGH POINT FCU IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
Use of service. Contents are included in this service solely for the personal use of service users. You may not copy (other than for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the contents of this service without the prior written consent of the credit union, which may be withheld in its sole discretion.
Copyrights and Other Intellectual Property. Except where otherwise expressly noted or as noted below, all contents of this service, including the graphics, icons and overall appearance of the service, are the sole and exclusive property of the Credit Union. Certain trademarks and/or Services of the Credit Union are also listed below. The posting of the contents of this service neither constitutes a waiver of any of the Credit Union's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, service marks, patents, and other intellectual property, nor a transfer by implication, estoppels, or otherwise of any such rights or of any license to the service user or to any third party. Contents of this service are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any contents you obtain from the service. High Point FCU is a trademark of High Point FCU, Olean / New York.
The display of third-party trademarks within this service does not grant a license of any kind to the reader. Any downloading of material contained in the site or of any site linked to the site may be a violation of federal trademark and copyright laws. Any downloading of Contents of this service or any service linked to this service may be a violation of federal and other trademark laws and federal copyright laws.
Transmissions To and From This Service. Except where expressly indicated otherwise, transmissions to and from this service or directed to High Point FCU, including emails, that are not sent in a secure form, can be intercepted by third parties, and may not be immediately received by the appropriate business unit at High Point FCU . Please do not use email to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 800-854-6052 or write us at this address:
Attention: Account Services
High Point FCU
1201 Wayne St. Olean, NY 14760
Modifications. High Point FCU may at any time make modifications, changes, and alterations to the Contents of this service, including these Terms and Conditions, without prior notice. You are responsible for regularly reviewing these terms and conditions. Your continued use of this service following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.
Governing law. This Agreement is governed by the bylaws of the Credit Union, federal laws and regulations, the laws and regulations of the State of New York, and local clearinghouse rules, as amended from time to time. Any disputes regarding this Agreement shall be subject to the exclusive jurisdiction of the court of the county in which the Credit Union is located.
Severability. If a court holds any portion of this Agreement to be invalid or unenforceable, the remainder of this Agreement shall not be invalid or unenforceable and will continue in full force and effect. All headings are intended for reference only and are not to be construed as part of the Agreement.
Waiver. No waiver by High Point FCU of any right under or term or provision of these Agreement and Disclosure will be deemed a waiver of any other right, term, or provision of these Agreement and Disclosure at that time or a waiver of that or any other right, term, or provision of these Agreement and Disclosure at any other time.
Enforcement. You are liable to us for any losses, costs or expenses we incur resulting from your failure to follow this Agreement. You authorize us to deduct any such losses, costs or expenses from your account without prior notice to you. If we bring a legal action to collect any amount due under or to enforce this Agreement, we shall be entitled, subject to applicable law, to payment of reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post judgment collection actions.
Service Contact. You may contact High Point FCU by email at contactus@highpointfcu.com or by phone at 800-854-6052.
